Ridesharing has revolutionized how we get around, offering convenience, affordability, and a break from the hassle of driving and parking. Whether you’re catching a ride to downtown Gainesville, heading to a Gators game, or just avoiding the perils of finding a parking spot, these tech companies have you covered. However, with this convenience comes a new set of concerns, especially when it comes to accidents and personal safety. So, what do you need to know if a rideshare accident happens to you?

Rideshare Accident Statistics

Rideshare companies have undeniably changed the landscape of urban transportation. But with the increase in rideshare usage, there’s also been a rise in accidents involving these services. According to a study by the University of Chicago and Rice University published in 2019, rideshare services have led to a 2-3% increase in traffic fatalities since 2011. Additionally, data from the National Highway Traffic Safety Administration (NHTSA) suggests that rideshare vehicles are involved in around 20% of all traffic accidents in major cities.

These numbers are significant in Florida, particularly in bustling college towns like Gainesville. Understanding the associated risks becomes crucial as more students and residents opt for rideshare services.

Personal Safety Considerations

When you hop into a rideshare vehicle, you’re placing your trust in a stranger. While rideshare companies have measures in place to vet their drivers, it’s essential to take your own safety precautions:

1. Verify Your Ride: Always check that the vehicle’s license plate, make, and model match the details provided in your app. Confirm the driver’s name before getting in.
2. Share Your Trip: Use the app’s feature to share your trip details with a friend or family member. This way, someone else knows your whereabouts in case of an emergency.
3. Sit in the Back Seat: This provides you with more personal space and allows you to exit the vehicle from either side.
4. Buckle Up: It might sound like a no-brainer, but always wear your seatbelt. It’s one of the simplest ways to protect yourself in case of an accident.
5. Trust Your Instincts: If something feels off about the driver or the situation, don’t hesitate to cancel the ride and order another one.

What If Something Happens? Who Is Liable?

Accidents happen, even in rideshares. If you are in an accident while using a rideshare service, knowing your rights and who is liable is crucial.

• Gather Information: Like any other car accident, start by gathering information. Get the driver’s name, contact details, insurance information, and take photos of the scene. If there are any witnesses, collect their contact information as well.
• Report the Accident: Notify the rideshare company through their app. Uber and Lyft both have specific protocols for reporting accidents. This ensures the incident is logged and can help with any claims process.
• Seek Medical Attention: Even if you feel fine, getting checked out by a medical professional is a good idea. Some injuries aren’t immediately apparent.
• Insurance Coverage: Rideshare companies offer liability coverage for their drivers, but the specifics can get complicated. In general, the coverage varies depending on the driver’s status at the time of the accident:
  • App On, No Ride Accepted: If the driver is available but hasn’t accepted a ride, the rideshare company typically provides limited liability coverage.
  • Ride Accepted or In Progress: Once a ride is accepted, the coverage usually increases significantly, often up to $1 million for third-party liability.
  • App Off: If the driver is not using the app, their personal insurance is responsible for any accidents.

Who Is Liable?

Liability can be complex in rideshare accidents. Potentially responsible parties include:

• The Rideshare Driver: If the driver was at fault, their insurance (or the rideshare company’s insurance) should cover the damages.
• Another Driver: If another driver caused the accident, their insurance would be responsible.
• The Rideshare Company: In some instances, the rideshare company itself could be held liable, especially if it’s found that they were negligent in hiring or supervising the driver.

As Florida is a No-Fault insurance state, it’s essential to talk to an attorney to sort out what you need to do after an accident.

Final Thoughts

Ridesharing offers immense convenience, especially in a vibrant and busy place like Gainesville. However, it’s crucial to stay informed about the risks and know what steps to take if you’re involved in an accident. By understanding the statistics, taking personal safety precautions, and knowing who to turn to if something goes wrong, you can enjoy your rideshare experience with greater peace of mind. Remember, safety first, and always be prepared. If you are in an unfortunate situation, seeking legal advice can help you navigate the complexities of liability and insurance claims.

Stay safe, Gainesville!

Call Glassman and Zissimopulos and our team of dedicated attorneys today. (352) 505-4515 or Toll-Free at (844) 787-2543. When you call, you will be able to speak with a lawyer. This is our commitment to you.