Hit-and-run accidents are a serious issue, leaving victims feeling shocked and helpless. Approximately 25% of all crashes in Florida are hit-and-run. If you’re a resident of Gainesville, Florida, and are involved in a hit-and-run, knowing the proper steps to take can make a significant difference in managing the aftermath. Here’s a comprehensive guide on what to do if you’re a victim, how to work with insurance, and understand your legal options.

Steps if You’re a Victim of a Hit-and-Run

1. Stay Calm and Safe: First and foremost, try to remain calm. Ensure that you and any passengers are safe. If possible, move your vehicle to a safe location out of traffic.

2. Call 911: Immediately report the accident to the police. Provide as much detail as possible, including the fleeing vehicle’s make, model, color, and any part of the license plate you can remember.

3. Gather Evidence: If you can, take photos of the accident scene, your vehicle’s damage, and any visible injuries. Also, look for potential witnesses and get their contact information. Their testimonies can be crucial.

4. Seek Medical Attention: Even if you feel fine, it’s essential to get checked by a healthcare professional. Some injuries may not be immediately apparent.

5. Document Everything: Keep a detailed record of the accident, including the date, time, location, and any conversations with witnesses or the police.

How to Work with Insurance

Dealing with insurance after a hit-and-run can be daunting. It is important to remember that you have a right to speak with a lawyer before talking with any insurance individual. Here’s how to navigate the process:

1. Report to Your Insurance Company: After consulting with an attorney, inform your insurer about the accident as soon as possible. Provide them with all the gathered evidence and the police report number.

2. Understand Your Coverage: Familiarize yourself with your policy. Florida law requires drivers to carry Personal Injury Protection and Property Damage Liability. However, uninsured motorist coverage is optional but highly beneficial in hit-and-run scenarios.

3. File a Claim: If you have UM coverage, file a claim under this provision. This coverage can help pay for medical expenses, lost wages, and other damages resulting from the accident.

4. Cooperate Fully: Work closely with your insurance adjuster. Provide any additional information they request promptly to facilitate the claims process.

5. Track Your Expenses: Keep records of all expenses related to the accident, including medical bills, repair costs, and any other out-of-pocket expenses.

Legal Options

If the hit-and-run driver is identified, you have several legal avenues to explore:

1. Civil Lawsuit: You can file a personal injury lawsuit against the at-fault driver. This can help you recover compensation for medical bills, lost wages, pain and suffering, and property damage.

2. Restitution: In some cases, if the driver is criminally prosecuted, the court may order them to pay restitution to cover your losses.

3. Consult a Lawyer: Given the complexities of hit-and-run cases, consulting with a personal injury lawyer can be incredibly beneficial. We can help you navigate the legal system, ensure all deadlines are met, and fight for the compensation you deserve.

4. Victim Compensation Programs: Florida has victim compensation programs that might provide financial assistance to victims of crimes, including hit-and-runs. Check with local resources to see if you qualify.

Important Reminder: If You Witness a Hit and Run Accident

Stopping and assisting is crucial if you witness a hit-and-run accident in Gainesville, Florida. Your actions can make a significant difference in helping the victim and ensuring justice is served. Safely pull over, call 911 to report the incident, and provide any details you can remember about the fleeing vehicle and its driver. Your willingness to help can give crucial information to the authorities and support the victim in a difficult time.

We Put Clients First

Being a victim of a hit-and-run accident in Gainesville, Florida, can be overwhelming, but knowing the proper steps to take can significantly impact your recovery process. You can better manage the situation by staying calm, gathering evidence, and understanding your insurance and legal options. Remember, seeking professional legal advice can also help you receive the recovery you deserve. Stay safe on the roads, and know that help is available if you need it.

Call Glassman and Zissimopulos and our team of dedicated attorneys today. (352) 505-4515 or Toll-Free at (844) 787-2543. When you call, you will be able to speak with a lawyer. This is our commitment to you.